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In need of an unsecured loan, signature loan, small business loan or personal loan? Our lending programs are available nationwide.

America One helps clients finance Millions in loans every year. Start-up businesses are accepted and no business plans or financial statements are required. Customized financing programs are available to fit almost any small business related or personal financial need. Our Quick Loan Process will help you to dramatically increase your chances for the approval of your unsecured loan.

Our specialty finance product is a Signature Loan that can be used for any purpose, with no collateral required. Your loan approval is simply based upon our expertise and your current credit standing. Whether you are seeking a no collateral loan or a personal loan we understand the needs of our clients and are committed to making the financing process as simple as possible.

Following the announcement by Commissioner Allan "Bud" Selig on August 14, 2003 that the Detroit Tigers will host Major League Baseball's 2005 All-Star Week, the club has established an organizational structure to handle preparations for the showcase event. With Tigers Owner Mike Ilitch serving as Honorary Chair, Ilitch Holdings President Denise Ilitch and Tigers Senior Vice President for Business Affairs Jim Stapleton will spearhead the 2005 All-Star Week efforts.

"We are honored that Commissioner Selig has chosen Detroit and our organization to host one of the jewel events in all of professional sports," said Ms. Ilitch. "Jim and I and our colleagues look forward to working closely with Major League Baseball to ensure fans enjoy a wonderful week of activities in the Motor City."

Joining Ms. Ilitch and Mr. Stapleton as Chairpersons of the 2005 All-Star Week effort are Ilitch Holdings President Christopher Ilitch, Tigers President David Dombrowski and, Tigers Senior Vice President Mike Veeck. Named as Directors for 2005 All-Star Week: Olympia Entertainment Vice President Mike Healy; Tigers Director of Marketing Ellen Hill Zeringue; Tigers Director of Human Resources Lara Juras; the team's Director of Promotions Joel Scott; Carrie Bilan, Executive Assistant to the President of Ilitch Holdings; Patricia McConnell, Executive Assistant to the President of the Detroit Tigers and, Tamara Mitin, Executive Assistant to the Senior Vice Presidents.

Unlike the National Football League's Super Bowl structure, where an external working committee is established by the host franchise and city to handle many of the week's details, the great majority of Major League Baseball's All-Star Week preparations are performed by the host club. However, the Tigers intend to involve metropolitan Detroit's community and business leaders in their effort.

"This week will be for everyone in our area, not just baseball fans," Stapleton said. "We intend to stage a series of events that will leave a lasting impression on our guests from the baseball world and showcase the best our community has to offer. In the upcoming days, we will announce an Honorary Host Committee comprised of business and community leaders. Our collective charge is to involve all segments of our region in this historic event."

The 2005 contest will mark the fourth time the annual showcase of Major League Baseball's brightest stars has been played in The Motor City. The previous three games were played on July 8, 1941, July 10, 1951 and July 13, 1971. The 2005 MLB All-Star game is also the first in Detroit since Mr. Mike Ilitch purchased the Tigers in 1992 and completed construction of Comerica Park in 2000.

What are the three `c's`?

Traditionally bankers look at what are called the three `c's`: character, credit and collateral. Character means more than not having a criminal record. It means that the banker feels confident that you are not going to suddenly disappear for parts unknown if the business runs into trouble. Specifically bankers like to see ties to the community such as long residence, family ties, and home ownership. A clean credit history is important. A couple late credit card payments shouldn't be a factor, but missing mortgage payments for three months in a row will require a good explanation. Bankers like good character and good credit, but they live for solid collateral. Equipment, buildings and trucks--that's the kind of stuff that bankers really like for collateral--solid value and likely to be worth a lot even if the business goes bust. Inventory, raw material and goods are second choices for collateral--they will lose their value more quickly than fixed assets but still be worth something.

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