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"Spectacular" and "fearless" - that's how McLaren boss Ron Dennis is describing the partnership of Juan-Pablo Montoya and Kimi Raikkonen ahead of the new season. But he’s convinced that the pair will work "exceptionally well" together.

In any other year, the partnership of Fernando Alonso and Giancarlo Fisichella would be the pre-season talking point. But from the moment that it was confirmed, way back in November 2003, that Montoya would be moving to McLaren for 2005, there was only ever going to be one topic of attention this winter: a driver pairing which has the potential to be the most explosive and compelling since the days when Ayrton Senna and Alain Prost drove for McLaren.

Such is the partnership’s potential that even the normally implacable Ron Dennis is excited. And that’s certainly saying something.

"I believe these two guys are going to be spectacular," he told the BBC. "They both have phenomenal car control and there is an intuitive approach to their racing.

"In different ways, they are both fearless. Kimi is a much cooler guy than Juan Pablo, but I don't think Juan Pablo will be as volatile as before."

The key to harnessing the partnership will be the atmosphere inside McLaren, according to Dennis.

"I think they will work exceptionally well together, although keeping [the atmosphere] light is going to be the key.

"The only problem will be if their only competition is each other. But the cultural differences between Senna and Prost and their characters were significantly greater than between Kimi and Juan Pablo and I don't envisage the same sort of problems."

Dennis' man-management skills were credited with bringing the best out of Senna during his career at McLaren, and the McLaren chief has similar hopes for Montoya.

"Juan Pablo has lost six kilos since last season," Dennis notes approvingly. "He is fitter. His eyes are lighter. You can see he has a much more focused approach."

The big question is whether either Kimi or Juan, or both, will be able to beat Michael Schumacher in 2005. Dennis seems sure they can.

"Ferrari have done such a good job you don't know how good he is. But one thing is sure. He is beatable and he has been beaten - twice by Mika Hakkinen and at other times by other drivers. We are very fortunate to have two of the best five drivers in the world in our cars."

However, Dennis is more circumspect on the question of whether McLaren will be able to supply their two star drivers with a package that will match Ferrari’s. While the team’s car has been brisk in testing, he accepts that the Michelin v Bridgestone battle is an unknown quantity that could ultimately decisively sway the championship battle.

"Based on our evaluation of everyone other than Ferrari, I would say that Renault and ourselves seem to be reasonably competitive," Dennis says. "But don't exclude Ferrari - they are a very good race team and I have no idea how competitive they are. "But if they are able to beat us I would put it more down to them having done a better job on tyre development. I can't believe we haven't done enough work to close the gap. I think we will see this year some of the best racing there has ever been in F1."

What are the three `c's`?


Traditionally bankers look at what are called the three `c's`: character, credit and collateral. Character means more than not having a criminal record. It means that the banker feels confident that you are not going to suddenly disappear for parts unknown if the business runs into trouble. Specifically bankers like to see ties to the community such as long residence, family ties, and home ownership. A clean credit history is important. A couple late credit card payments shouldn't be a factor, but missing mortgage payments for three months in a row will require a good explanation. Bankers like good character and good credit, but they live for solid collateral. Equipment, buildings and trucks--that's the kind of stuff that bankers really like for collateral--solid value and likely to be worth a lot even if the business goes bust. Inventory, raw material and goods are second choices for collateral--they will lose their value more quickly than fixed assets but still be worth something.

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